How Much is Therapy With Insurance

How Much Is Therapy With Insurance?

Many wonder this question.  How much therapy costs with insurance will depend on your insurance.  What I mean is,  your insurance will choose how much, like a doctor, your therapist is allowed to charge you.  Based on this rate you will find they will require you meet a deductible and/or you will have a copay.  A copay is an amount you will owe when you come to a session.  Your copay will go toward the total amount of your bill for the session.  How much you pay for therapy with insurance is up to your insurance.

How Much Does Therapy Cost With Insurance

A therapist can charge 200 dollars per session but your insurance will say, “Oh! No you don’t”.  And, they will send a check to the therapist, stating this amount will be allowed for the charge and deal with it.  How much is therapy with insurance?  If you have not met your deductible you may be required to pay the total of the bill until your deductible is met.  Sometimes you will only be charged for the amount your insurance will allow.  For instance, the charge per session by your therapist is 200 dollars and you have not met your deductible.  Insurance writes back and states.  No, you can charge 135.  You should only be charged the amount allowed, 135, by the therapist for the appointment.  If you are concerned you are being charged too much you can call your insurance and inquire how much your therapist is allowed to charge you until your deductible is met.  How much therapy costs with insurance depends on factors like discussed above.